Milaap is  is the first online platform to facilitate global micro-lending to India.Milaap raises funds to help the poor get access to essential needs such as clean drinking water, sanitation, education, clean energy apart from livelihood opportunities.These funds are disbursed as loans, rather than donations.

   Milaap goes beyond just loans to micro entrepreneurs and raise funds for basic needs for those at the bottom of the pyramid. Milaap empowers these poor in India by using the simple idea: that poor people are credit-worthy and if the terms are not usurious they can use credit to work their way out of poverty; as Milaap's partners’ and its own track record shows.

100% of the money goes to the borrower chosen by the lender, and as repayments are done monthly, 100% of the money is returned to the lender, over 18 months. The lender can then choose to withdraw the money, or re-lend it to someone else in need, thus multiplying the impact.

To know more about Milaap and how it works, read some FAQs: http://www.milaap.org/how-it-works-methodology